Not automatically. Volunteer-related exposures are treated as their own category of risk because volunteers often aren’t covered the same way employees are under workers’ compensation or general liability. This is reviewed specifically so that the people supporting your clinic — whether paid or volunteer — aren’t operating in a coverage gap.
Related FAQs
Yes — this is typically addressed through a combination of professional/medical liability coverage and Directors & Officers (D&O) liability. Professional liability protects against claims tied to clinical services like ultrasounds ...
It depends on the nature of the injury, but workers' compensation is the foundational coverage for staff injuries during the course of employment, separate from professional liability (which addresses ...
Standard policies are often built for general nonprofits and may not be written with clinic-specific exposures — like APR services, ultrasound operations, or abuse/molestation claims involving vulnerable populations — ...
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